A Monana loan is a once off facility to only members who are 40 years old and below. Giving them a peace of mind with maximum amount of P 60 000.00 for a period of 5 years at an interest rate of 9% per annum. The loan is based on the ability to pay and is not affected by the lending ratio. The loan shall only be offered between October and March.

The minimum / take home pay after loan deductions for a member shall not be less than P 800.00